Kerri on the Rocks

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@kerriontherocks

I took some time to get my budget in check before

I took some time to get my budget in check before I left for Reno this week. More money to student loans and a little into savings. Mostly it all went to student loans.⠀
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Knocking these suckers out one at a time!⠀
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See ya never student loans 👋

I miss these goobers when I travel. Upside, it mak

I miss these goobers when I travel. Upside, it makes me appreciate time with them more 😉

This is Nic and I two years ago. Taking a light ra

This is Nic and I two years ago. Taking a light rail to run a 5k, living our lives, completely unaware of #daveramsey or future potential #debtfreedom

This is from the spring before we started paying off debt. Right before we made some big changes.

There is no dramatic story of how we lived an expensive free wheeling life and then changed our ways and found buckets of money in our own budget. We were broke before we started paying off debt and we still broke. 😂

We didn't dramatically over spend on credit cards or buy extravagant cars. We were just trying to raise three kids and make ends meet. It's rough out there when you're raising babies.

Really, there wasn't a big dramatic turning point that suddenly made everything click. There were many small turning points and each one got us a little further. I'm sure there will be even more in the future.

I'm working to get the tactics we've used posted in case it could help someone else. If you've been looking to pay off some debt let me know. I've got tricks. I've got tips. I've got stellar cheer skills I can point in your direction 😉

We have been actively working to pay off all our d

We have been actively working to pay off all our debt since the Fall of 2018. We started out with:⠀
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•Credit Cards⠀
•A Lending Club Loan⠀
•Student Loans⠀
•Car Payment⠀
•Medical Bills⠀
•Cell Phone Payments⠀
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Just a whole lot of stuff acquired over years of living life. The first few months were so hard and paying off over $134k seemed impossible. It also felt embarrassing to admit to even having debt. (Weird to think it's the norm to take on debt but shameful to talk about it)⠀
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Well, the payments we put towards debt in January pushed us under $100k!! 😱 That feels like such a huge milestone and a place that felt impossible just a year ago.⠀
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If you're out there crushed under a mountain of debt, whether it's $30k or $250k. Know it's possible to do different, you aren't alone, and there are a ton of people who would love to cheer you on!

I was updating my February planner happenings and

I was updating my February planner happenings and guess what?

MOM PROM IS COMING UP!!! THIS IS NOT A DRILL. THIS IS REAL LIFE.

MOM PROM HAPPENS THIS MONTH 😱

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